Gap Technologies is building the first digital ROSCA platform in Central Asia, with initial launch in Uzbekistan — bringing the centuries-old tradition of community savings circles into the mobile age.
The "gap" — a rotating savings and credit circle — has been central to community life across Central Asia for centuries. Many adults, both men and women, participate in one or more gap circles — pooling funds with trusted friends and family to support each other through life's milestones.
Today, these circles are managed through Telegram groups and paper notebooks. Gap Technologies is building the digital infrastructure to bring this billion-dollar market into the modern era — starting with a seamless management platform and evolving into a full-featured peer-to-peer finance ecosystem.
Create and track multiple gap groups with full visibility on members, payment order, schedules, and balances — all in one place.
Automated reminders, location sharing, attendance tracking, and expense splitting for regular meetups at your favourite chaihona.
Rooted in the interest-free, trust-based values of the gap tradition — culturally resonant with communities across the region.
Our go-to-market strategy begins with a digital administration tool that solves a real daily problem, building a loyal user base before unlocking full fintech capabilities.
Telegram bot and mini-app for digitising the administration of existing offline gap circles. Free and freemium model to drive viral adoption across the region.
Visit Product → adat.uzGap Technologies was founded by a team of entrepreneurs and executives with complementary expertise in technology, finance, marketing — and deep experience across Central Asia, CIS, MENA and global markets.
Interested in partnering, investing, or learning more about Gap Technologies? We'd love to hear from you.
Or write to us at: info@gaptech.io